Best Mountain Bike under 500 of 2020 – Buyer’s Guide and Reviews

There are numerous mountain bikes in the market that cost below 500 bucks. However, a mountain bike’s price tag isn’t always the only determinant of an mtb’s quality so it’s possible to land either a top quality or junk mountain bike at this price range depending on the research you delve into prior to purchase. This poses a challenge for mountain bikers seeking to buy a good mountain bike on a limited budget. Whether you are looking for an entry level hard tail bike, a full suspension bike or a fat bike; with careful research you can find an exceptionally good deal.

This post has explored several mountain bike options in the given price range to help buyers land the one that is most suitable. The list contains mountain bikes from reputable bike manufacture companies including Schwinn, Diamondback, GCM Yukon and Mongoose among others. It also delves into the intricacies every mtb enthusiast should consider when looking for the best mountain bike under $500.

Product

Material

Speed

Rating

Latest Price

Schwinn Traxion Full suspension mountain bike

Aluminum Frame

24

4.1 out of 5

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Schwinn Bonafide Mountain Bike

Aluminum frame

24

3.9 out of 5

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Schwinn S29 Dual-Suspension Mountain Bike

Aluminum Frame

21

3.5 out of 5

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Mongoose Dolomite Fat Tire Mountain Bike

High-Tensile steel frame

7

4.1 out of 5

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Max4out Mountain Bike

Solid frame

21

4.3 out of 5

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Top 5 Best Mountain Bike under 500 Reviews

Schwinn Traxion F​ull suspension

Are you looking for a perfect mountain bike for flatter terrains? Then Schwinn Bonafide is an absolute option for you to consider. This mountain bike is meant to be highly durable. You can also enjoy a comfortable riding experience on shifting-up steep slopes. This is a hard trail 29er bike which most of the people prefer to go for. You can easily experience some of the best features even with this reasonable priced mountain bike option. However, this bike comes up with 29 inches wheels. These can give you a better angle to attack on the trails. It will also ensure you to have a smoother ride in the best possible way.  With this mountain bike, you will get the benefit of shock absorption in your hands and arms. Especially when you will manipulate this mountain bike on rugged terrain. Because it is featuring front suspension.

However, you can also enjoy a bit more climbing power because this is basically a hardtail mountain bike. The most common characteristics of this mountain bike are its durable frame. It has an aluminum alloy frame which ensures its high durability. It also has disc brakes on both front and rear sides to combine improved stopping system with lower maintenance. Even more, these brakes are activated mechanically to keep the price lower.

Schwinn Traxion

Features:

  • Dual suspension Aluminum frame
  • Durable alloy cranks
  • 29-inch wheels
  • 24-speed Shimano
  • 2.25-inche knobby tires
  • Mechanical Disc braking system (front and rear)
  • Shimano EZ-fire trigger gears
  • like

    Pros:

  • Excellent quality.
  • Easy to assemble
  • Extra-wide wheel rims with double walls for extra durability and strength.
  • Sporty design which looks great.
  • dislike

    Cons:

  • No instructions are given for bike assembly.
  • A bit heavier as compared to other mountain bikes
  • Gearing can set you up for more maintenance.
  • Schwinn Bonafide Mountain Bike

    Schwinn Traxion full suspension is one of the best mountain bikes which comes with plenty of features. This is the pretty decent mountain bike model to choose for you. This is one of the most popular mid-range mountain bikes which you can use to hit any trail type. It can guarantee that you can pick up speed while maintaining full control. More amazingly, you can have all while remaining focused and comfortable. This mountain bike comes up with dual suspension aluminum frame. While, an ultimate premium suspension fork can ensure superb shock absorption. When it comes to speed then this bike contains a Shimano EZ fire trigger gear system with 24-speed. You can enjoy a lightning fast gear change whenever you need it. Also, this mountain bike is featuring 29-inch wheels that can make it smoother to ride even on difficult trails. 2.25-inches knobby tires are wider enough to have a solid grip to handle rocks, roots and cracks with ease. Furthermore, it contains a rear and front mechanical disc braking system to provide you crisp braking.

    Schwinn Bonafide

    Features:

  • Aluminum Alloy Frame
  • 5-year warranty
  • 29 Inches size of wheels
  • Matte Black color for a sleek look
  • Shifters with Shimano EZ-Fire trigger
  • Mechanical disc braking system on both front and rear wheels
  • Schwinn suspension fork
  • 24-speed
  • Hardtail mountain bike
  • like

    Pros:

  • Perfect looks
  • Premium quality
  • Perfectly handy on the trail
  • Lightweight and durable aluminum alloy frame
  • Best to experience a smoother ride.
  • Hardtail suspension can offer better climbing power
  • dislike

    Cons:

  • Gearing may need fine tuning
  • It doesn’t have any lockout on front suspension.
  • A bit heavier
  • Schwinn S29 Dual-Suspension Mountain Bike

    This mountain bike contains everything which is essential to make your mountain bike riding experience smoother and efficient. Most surprisingly, this mountain bike is available at incredibly low range. It means everyone can easily afford this amazing option to enjoy an unforgettable experience. Well, Schwinn S29 comes with a full suspension frame made of aluminum. This clearly means that this mountain bike is pretty durable too. However, its Suntour suspension forks have the ability to absorb shock from even the largest drop with ease. This mountain bike can make your entire ride smoother and comfortable in the best possible way. Overall, the frame of this mountain bike is not only durable but is also giving it a sleek appearance. This incredibly reliable and durable mountain bike can bear any strength test you want to pass it through.

    Furthermore, 29 inches rim wheels can also let you glide over any terrain effortlessly. Well, another great thing about this great bike is that it can give a lot of control to heavy riders too. You can enjoy an amazing riding speed without even exerting much power on its pedals. However, it contains 21-speeds shifters with Shimano triggers. Rear and front derailleurs are also present here. S29 can offer you different gear options as well as it will let you experience precise and efficient shifters too. Furthermore, mechanical disc braking system on both rear and front wheels can provide optimum stopping option in your hand.

    Schwinn S29

    Features:

  • 18-inch/medium frame
  • SRAM 3. 0 rear derailleur
  • 21-speed trigger shifting
  • Mechanical disc braking for both rear and front wheels
  • SR Suntour Alloy cranks
  • 29-inch wheels
  • like

    Pros:

  • 3 parts crank system
  • sturdy and strong frame
  • Easier shifting of gears.
  • Disc brakes are providing better control.
  • dislike

    Cons:

  • Saddle uncomfortable for some users
  • Difficult to ride on challenging trails
  • Mongoose Fat tire mountain bike

    Are you looking for a perfect mountain bike which can combine the qualities of cruise bike and fat bike? Well, this is the right option for you to choose in this regard. Mongoose Dolomite can be a go to option for you to get a freedom of enjoy riding on an array of trails. This mountain bike will never let you compromise on your comfort and enjoyment at all. Because the frame of the Mongoose mountain bike is meant to offer you a relaxed position of riding. While, its fat tires are capable of providing you more control even over challenging mountain trails too. Even more, this can be a perfect option for the people with heavy bodies or overweight.

    This will let you experience a highly controllable ride over sand, mud, rocks, etc. Most commonly this bike is also known as fat bike because of its fatter than usual tires. Its 7-speed shifting feature has the ability to take you on hills with ease. Even more, the disc braking system on front and rear wheels can offer you an efficient stopping power when you need it. Overall, this mountain bike has been designed with responsive and powerful features. So that you can not only control your ride effectively. But can also enjoy the best ever experience with comfort and safety in a more effective way.

    Mongoose Dolomite Fat Tire Mountain Bike

    Features:

  • 26 Inches wheels
  • Adjustable threadless headset
  • Fat Tire Mountain bike
  • 7 Speed shifters
  • Dual Suspension
  • Attractive design
  • SRAM Twist Shifters
  • Steel Cruiser Frame
  • like

    Pros:

  • Great bike to hit all of the off-road terrain
  • This mountain bike can let you enjoy more controlled, comfortable and efficient bike riding experience.
  • Easier and quick to assemble.
  • Powerful brakes
  • Better impact absorption
  • dislike

    Cons:

  • Packaging is rough
  • Uncomfortable saddle
  • Max4out Mountain Bike

    This is a pretty much bad boy looking mountain bike. The simpler yet attractive design of this mountain bike will certainly catch the eyes of various people. However, the unique frame and elegant design of this mountain bike can let it stand out in the crowd. This mountain bike comes with a solid frame with front suspension forks. These can let it absorb shock perfectly. However, its rear shock pumps can make it highly sustainable and durable option. overall, this is a perfect option to enjoy the best mountain bike riding experience. This is an easier bike which can offer you optimum stopping power with Dual Disc brake.

    Max4out Mountain Bike

    Features:

  • 27.5 Inches rims.
  • front suspension fork
  • 21-speed twist shifters
  • Dual Disc brake
  • Durable frame
  • like

    Pros:

  • Solid frame can let you enjoy long-lasting rides.
  • Assembling is easier
  • Easier to customize
  • You can adjust its height as per your need.
  • dislike

    Cons:

  • Parts replacement is difficult.
  • Plastic made pedals aren’t good enough
  • What to consider before spending your 500 on any mountain bike

    How do you decide which bike is best for you? Every prospective mountain bike buyer ought to consider the following factors to help them land the most fitting machine that will not only serve the intended purpose satisfactorily but also enable them receive the best value for their money.

    1. Type of bike and nature of mountain biking adventure

    The type of bike you settle for should mostly be determined by the nature of terrain you’ll be riding on as well as your riding style.

    Cross Country Mountain Biking involves biking for extended time periods through wild trails. While the trails are not extremely rough, this type of biking requires endurance on the rider and significantly easy handling on the mtb to aid in effective maneuver. Once in a while, the rider may encounter mud and gravel but the track mostly comprises of up-hill ascents, leveled out stretches, single track corners and steep descents, an adventure that’s best served by hard tail mountain bikes.

    In Downhill Mountain Biking, riders usually faced incredibly rough tracks and have to maneuver large obstacles thus the need for excellent brake handling to maintain balance and control the speed of descent. The best mountain bikes for this type of adventure are full suspension bikes.

    Free riding involves a bit of downhill biking and a bit of dirt jumping. It also includes lots of tricks and a wide variety of terrains. For such adventures, full suspension mountain bikes and bikes with light but strong frames are most preferable.

    Hard tail bikes only feature front suspension and are usually fairly priced and easy to find. On the other hand, full suspension bikes have shocks on both front and rear forks and are usually more costly than hard tail mountain bikes thus harder to find with a stringent budget.

    2. Mountain bike size and fit

    To enjoy optimal mountain bike performance, it’s crucial that the bike be the right size for the rider. There are numerous reliable mtb size charts and guides online to help mountain bikers determine the right mtb fit. Since online mountain bike purchases strike out the possibility of a test ride it’s vital that buyers carefully determine the mtb fit before buying. Moreover, bike buyers should keep in mind that different manufacturers have different methods of bike sizing thus it’s important to consider specific manufacturer’s sizing guides and charts before making that all-important decision to purchase.

    3. Key components of the mountain bike

    There are some key mtb features that ought to be carefully considered before buying the best mountain bike under 500. They include the bike’s frame, brakes, wheels and gear shifters.

    Types of mountain bike brakes range from disc brakes to V-brakes (rim type). The best option would be disc brakes as they are highly responsive in any terrain and adverse weather conditions. However, they are more expensive than rim brakes. Rim brakes can be appropriate for less challenging terrains and will definitely cost less than the former.

    Mountain bike wheel sizes range from small (about 16”) to super-size wheels (29ers). Rims also range from double walled to single wall types while rim spikes are forged from steel, alloy or Aluminum.

    Different wheel sizes and compositions are appropriate for different riding styles and terrains. For example, fat wheels offer great traction, shock cushioning and spot increased ability to go over obstacles in rough terrains but are heavier and require more energy to pedal. On the other hand, thin wheels are lighter and appropriate for sharp mountain biking techniques such as dirt jumping and free riding. For a beginner, small knobby tires would be the most appropriate as they offer great traction and are exceptionally easy to move.

    There are two main types of mountain bike gear shifters in the market with the most common being SRAM and Shimano shifters. Both offer quick and smooth gear shifting for your rides. However, rapid-fire shifters are usually more responsive and easier to use than grip-fit shifters.

    The mountain bike frame forms the chassis on which all other bike parts are fastened or welded. In this light, bikers should go for the right frame size to ensure perfect mtb fit. While Aluminum frames are light and durable, Steel is a bit on the heavier end. On the other side, alloy frames fall in between aluminum and steel. In addition carbon fiber frames are exceptionally light but also relatively costly. An aluminum or alloy frame is makes an irresistible bargain for the best mountain bike under 500.

    4. Gender specific needs

    Are you particular about the gender for which a bike is designed for? Well, female bikes are designed around the concept that female riders have longer legs and shorter torsos. They are also generally lighter because the average female bike rider is oftentimes lighter than male counterparts.

    On the other hand, exclusively men bikes are designed on the basis that men have longer torsos. The main differences in design come in the saddle design. Furthermore, generally, women’s bikes spot shorter handlebars than their male counterparts. However, women do not have to stick to female bikes only and neither do men need to stick to exclusively men’s mountain bikes. It all boils down to personal preference and bike fit.

    5. Energy efficiency

    All the components and the build of a bike come together to either limit or enhance your energy efficiency. The type of mtb pedals, saddle position, angle of the handlebars and size of the wheels as well as the size and constituent material of the bike’s frame all come together to determine how functionally efficient a mountain bike is.

    While most mtb manufacturers offer these parts, you may need to make several adjustments to your bike to enhance its efficiency and functionality. Some riders prefer to custom-made bikes that best address their specific needs. However, custom bike building requires advanced skills in mountain mechanics and a good understanding of the various parts and their compatibility.

    Conclusion

    Even at a limited budget, it’s possible to land a uniquely efficient high performance mountain bike. All it takes is thorough research and a keen eye for your preferable bike features. Since a majority of mountain bikes will be shipped to you partially assembled, it is important to get it you new acquisition finely tuned up to your preference by a professional to ensure safety and optimal functionality. Whether you are looking to upgrade your current bike gift loved one, this guide will be a reliable starting point to find the best mountain bike under 500 in the market.

    David
     

    I am David. This is my personal blog and I post about things I do and I am interested in., I’ll mostly talk about Cycling. I have an in-depth experience in writing about Mountain biking.

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